{"id":100,"date":"2026-01-10T15:29:34","date_gmt":"2026-01-10T14:29:34","guid":{"rendered":"https:\/\/www.optimerapensionen.se\/?p=100"},"modified":"2026-01-10T15:30:07","modified_gmt":"2026-01-10T14:30:07","slug":"skatt-och-pension-2026-vad-du-behover-veta","status":"publish","type":"post","link":"https:\/\/www.optimerapensionen.se\/?p=100","title":{"rendered":"Skatt och Pension 2026: Vad Du Beh\u00f6ver Veta"},"content":{"rendered":"\n

Fr\u00e5n och med 2026 f\u00f6r\u00e4ndras flera basbelopp, skatter och regler som p\u00e5verkar sparande och pension. H\u00e4r \u00e4r en \u00f6versikt av f\u00f6r\u00e4ndringarna.<\/p>\n\n\n\n

Inkomstbasbelopp och Inkomstpension<\/h2>\n\n\n\n

F\u00f6r inkomst\u00e5ret 2026 har inkomstbasbeloppet fastst\u00e4llts till 83 400 kr, Detta p\u00e5verkar den maximala pensionsgrundande inkomsten, som under 2026 blir 672 600 kr per \u00e5r, motsvarande 56 050 kr per m\u00e5nad. Inkomstbasbeloppet justeras i takt med inkomstutvecklingen i Sverige.<\/p>\n\n\n\n

Inkomstpensionen kommer att \u00f6ka med 1,9% i januari 2026 enligt Pensionsmyndighetens ber\u00e4kningar. Garantipensionen, som f\u00f6ljer prisutvecklingen, \u00f6kar med 0,7%. <\/p>\n\n\n\n

Prisbasbelopp<\/h2>\n\n\n\n

Prisbasbeloppet f\u00f6r 2026 har h\u00f6jts till 59 200 kr fr\u00e5n 58 800 kr 2025, vilket motsvarar en \u00f6kning p\u00e5 0,7%. Prisbasbeloppet f\u00f6ljer prisutvecklingen och anv\u00e4nds i olika socialf\u00f6rs\u00e4kringsber\u00e4kningar. Det f\u00f6rh\u00f6jda prisbasbeloppet f\u00f6r 2026 \u00e4r satt till 60 500 kr.<\/p>\n\n\n\n

Statsl\u00e5ner\u00e4ntan och Skatter<\/h2>\n\n\n\n

Den 30 november 2025 var statsl\u00e5ner\u00e4ntan 2,55%. Statsl\u00e5ner\u00e4ntan den 30 november f\u00f6reg\u00e5ende \u00e5r anv\u00e4nds som underlag i ber\u00e4kningen av avkastningsskatten f\u00f6r ISK-skatt.<\/p>\n\n\n\n

Avkastningsskatten p\u00e5 tj\u00e4nstepension h\u00f6js till 0,354% f\u00f6r 2026 fr\u00e5n 0,294 % f\u00f6r 2025. Skatten \u00e4r en schablonskatt p\u00e5 15% av den genomsnittliga statsl\u00e5ner\u00e4ntan 2025 som var 2,36%.<\/p>\n\n\n\n

ISK-skatten f\u00f6r 2026 blir 1,065%. Schablonskatten ber\u00e4knas p\u00e5 statsl\u00e5ner\u00e4ntan den 30 november 2025 plus en procentenhet, och beskattas sedan till 30%. Fr\u00e5n och med 2026 \u00e4r 300 000 kr skattefritt.<\/p>\n\n\n\n

Skiktgr\u00e4ns statlig skatt<\/h2>\n\n\n\n

Regeringen har beslutat att h\u00f6ja skiktgr\u00e4nsen f\u00f6r statlig inkomstskatt till 643 000 kr (53 583 kr\/m\u00e5nad) f\u00f6r 2026.<\/p>\n","protected":false},"excerpt":{"rendered":"

Fr\u00e5n och med 2026 f\u00f6r\u00e4ndras flera basbelopp, skatter och regler som p\u00e5verkar sparande och pension. H\u00e4r \u00e4r en \u00f6versikt av f\u00f6r\u00e4ndringarna. Inkomstbasbelopp och Inkomstpension F\u00f6r inkomst\u00e5ret 2026 har inkomstbasbeloppet fastst\u00e4llts till 83 400 kr, Detta p\u00e5verkar den maximala pensionsgrundande inkomsten, som under 2026 blir 672 600 kr per \u00e5r, motsvarande 56 050 kr per m\u00e5nad. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[10,7,8,11,12],"class_list":["post-100","post","type-post","status-publish","format-standard","hentry","category-okategoriserade","tag-basbelopp","tag-isk","tag-kf","tag-skiktgrans","tag-statslaneranta"],"yoast_head":"\nSkatt och Pension 2026: Vad Du Beh\u00f6ver Veta - optimerapensionen.se<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.optimerapensionen.se\/?p=100\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Skatt och Pension 2026: Vad Du Beh\u00f6ver Veta - optimerapensionen.se\" \/>\n<meta property=\"og:description\" content=\"Fr\u00e5n och med 2026 f\u00f6r\u00e4ndras flera basbelopp, skatter och regler som p\u00e5verkar sparande och pension. 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